The purpose of this web site is to communicate with interested users on the topic of healthcare reform and improving the healthcare system. All content provided on and through this web site is for general informational purposes only and is not medical advice, legal advice or any other advice on specific facts and circumstances. Please note that changes are periodically made to this web site and may be made at any time without notice.
By accessing this web site, you unconditionally agree to accept these Terms of Use/Privacy Statement. If you do not agree to these Terms of Use/Privacy Statement, please do not access this web site.
We reserve the right to change these Terms of Use/Privacy Statement from time to time. Any changes will take effect upon posting to this web site. Your continued use of this web site following such posts will constitute your acceptance of such changes.
Use Guidelines
The contents of this web site and materials we may provide via communications with you are protected by copyright, and any unauthorized use may violate copyright, trademark, and other laws. You are authorized to view and download such material solely for your own non-commercial use, provided that you must keep all copyright and other proprietary notices on any copies you make. You may not sell or modify the material or otherwise use it for any public or commercial purpose. You acknowledge that you do not acquire any ownership rights by downloading or receiving copyrighted material.
You agree not to (i) upload or distribute Internet viruses, worms, Trojan horses, corrupted files, or any other software or programs that may damage the operation of another entity's computer or system, use any robot, spider or other intelligent agent to copy content from this site, extract any portion of it or otherwise disrupt or interfere with the ability of others to use the web site or (ii) use this web site for any illegal purpose.
Disclaimer of Warranties
Premera Blue Cross makes no representations about the accuracy, reliability, completeness, or timeliness of the material provided on or made available through this web site. This web site is provided on an “as is” and “as available” basis and without warranty of any kind. We do not make and hereby disclaim any representations or warranties, arising by law or otherwise, regarding the web site and associated content. We cannot guarantee that material accessible from this web site is free of viruses or other malicious code and we do not accept any responsibility for any damage or loss caused by any such code. Without limiting the foregoing, we specifically disclaim any representation or warranty that use of the web site will meet your requirements or that the service will be uninterrupted, timely, secure or error-free.
Exclusion of Liability
In no event shall Premera Blue Cross or its affiliates be liable for any damages whatsoever (including, without limitation, special, indirect, incidental and consequential damages, lost profits, or damages resulting from lost data or business interruption) arising from your use or inability to use the web site, or from materials on or available through this web site, even if we have been advised of the possibility of such damages. You expressly acknowledge and agree that the use of the web site is at your own risk.
Termination
We may terminate or limit your access or usage of this web site and the material at any time without notice.
Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the State of Washington.
Privacy Statement
The Privacy Statement set forth below explains how your personal information may be collected through this web site, and how Premera Blue Cross will use and disclose such information.
How is personal information collected by this web site and how does Premera Blue Cross use this information?
Cookies
Our server will specifically recognize the domain name and address of all site users. Our web site transfers a text file to your computer's hard drive (known as a "cookie") for record keeping purposes. The cookie assigns a unique, random number to your computer. It does not contain information which personally identifies you. We record data on the categories or sections of our web site that you have visited along with the cookie information, and may use this information for monitoring and improving the performance and content of this web site, analyzing web site usage and creating internal reports.
Information Provided by You
In addition, you may choose to give to Premera Blue Cross certain personal information, such as your name and email address, through sign-up forms located on the web site. By submitting your information on a sign-up form, you agree to allow us to send you periodic email communications about healthcare reform. We will not use your personal information for any other purpose than to communicate with you about the subjects described on this web site, except as may be required by law.
At any time, you can choose to NOT receive emails from us related to this web site. To do this, simply click on the “unsubscribe” link located at the bottom of any of the emails from us. Your name will be removed from our email list and your decision to opt-out will be confirmed.
To Whom can Premera Blue Cross Disclose Personal Information Collected via this Web Site?
We may share your personal information collected via this web site when we engage service providers and third-party agents to process personal information on our behalf. Premera will not otherwise disclose your personal information collected via this web site to any third party, unless we are required or permitted to do so by law, including the exercise or defense of our legal rights. We may disclose any information as necessary to satisfy any applicable law, regulation, legal process, or governmental request or to cooperate with law enforcement and other authorities in investigating a claim of illegal activity.
Children
This web site contains business-related content and is aimed at and designed for use by adults. We do not knowingly solicit or collect personal information from or about individuals under the age of 13 years.
Linking to Other Sites
This web site may contain links to other sites. Premera is not responsible for the availability, content or privacy practices of these sites, nor does Premera endorse, warrant or guarantee the products, services or information described or offered on these external sites. We encourage our users to be aware when they leave our site and to read the privacy statements of other sites.
Last Revised: February 12, 2010
